Ninjacart operates one of India’s most complex fresh produce supply chains, connecting thousands of farmers with retailers and businesses, moving perishable produce across cities within hours.
Despite operational excellence in logistics, resellers faced frequent cash-flow issues due to delayed payments from traders - affecting business continuity and growth.
Our mission was to build a frictionless, transparent, and inclusive digital lending experience within NinjaCart’s ecosystem — enabling resellers to apply for short-term loans, track approvals, and manage repayments all within one streamlined mobile platform.
that enabled users to apply, approve, and monitor loans without paperwork.
to credit for underserved resellers, reducing business disruptions.
for loan management and personalized offers.
driven by intuitive UX flows
Tailored loan offers and dashboards based on each reseller’s profile, enabling quicker decisions and relevant financial access.
A clean, intuitive mobile interface that simplifies complex loan workflows into clear, actionable steps.


Seamless onboarding with real-time eligibility checks and integrated e-KYC for faster approvals
Clear repayment schedules, status tracking, and timely reminders that help users stay financially in control
Tailored loan offers and dashboards based on each reseller’s profile, enabling quicker decisions and relevant financial access.
Tailored loan offers and dashboards based on each reseller’s profile, enabling quicker decisions and relevant financial access.
A clean, intuitive mobile interface that simplifies complex loan workflows into clear, actionable steps.


A clean, intuitive mobile interface that simplifies complex loan workflows into clear, actionable steps.
Seamless onboarding with real-time eligibility checks and integrated e-KYC for faster approvals
Seamless onboarding with real-time eligibility checks and integrated e-KYC for faster approvals
Clear repayment schedules, status tracking, and timely reminders that help users stay financially in control
Clear repayment schedules, status tracking, and timely reminders that help users stay financially in control
For Ninjacart, we transformed access to working capital into a faster, transparent ecosystem experience for resellers.
through fully digital applications
through quicker credit decisions
through clarity and transparency